Our Services
A comprehensive suite of financial planning solutions, each carefully matched to the unique circumstances of international educators and expatriates worldwide.
Everything You Need, Under One Roof
From day-to-day savings to complex pension transfers, we have the expertise and market access to help.
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Regular Savings
Disciplined monthly savings plans from leading international providers, structured to compound growth and protect against inflation over the long term.
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Lump Sum Investments
Strategic allocation of existing capital into diversified portfolios, with access to over 30,000 funds spanning equities, bonds, property and alternatives.
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Family Protection
Life insurance, critical illness cover and income protection tailored for families living abroad — ensuring security wherever life takes you.
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QROPS & Pensions
Qualified Recognised Overseas Pension Schemes and international pension planning for all nationalities — maximising your retirement pot tax-efficiently.
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Retirement Planning
A holistic roadmap to financial independence — combining savings, investments and pension vehicles to sustain your lifestyle throughout retirement.
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Mortgage & Property
International mortgage services and property investment guidance for educators looking to buy their dream home or build a property portfolio overseas.
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Offshore Banking
Access to reputable offshore banking and savings accounts — offering currency flexibility, security and competitive interest rates for expatriate clients.
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Group Insurance
Competitive group health, travel, life and accident cover for international schools — comprehensive protection for staff and students, school-wide.
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Regular Savings
Disciplined monthly savings that compound over time.
Regular savings plans are the foundation of most sound financial strategies. By committing a fixed amount each month, you benefit from pound-cost averaging — buying more units when prices are low and fewer when they're high, smoothing out the volatility of markets over the long term. We source plans from leading international providers, with full flexibility on contribution levels and investment fund selection.
Key Features
- Plans from as little as $200 / month
- Wide choice of underlying funds (equities, bonds, property, commodities)
- Tax-efficient wrappers where applicable
- Full online access to monitor and adjust your plan
Lump Sum Investments
Put your capital to work in a diversified global portfolio.
If you have a lump sum to invest — whether from savings, an inheritance, a property sale or a bonus — we help you allocate it strategically across asset classes matched to your risk profile and investment horizon. With access to over 30,000 funds from world-class managers, we build portfolios designed to grow and protect your wealth.
Key Features
- Whole-of-market fund selection
- Risk-profiled portfolio construction
- Offshore bond wrappers for tax deferral
- Regular rebalancing and performance reporting
Family Protection
Ensure your family is protected wherever life takes you.
Life abroad brings unique insurance challenges — many standard policies exclude certain regions or fail to keep pace with your changing circumstances. We source internationally portable cover from specialist providers, including life insurance, critical illness, income protection, and personal possessions cover, so your family is protected no matter where you are based.
Key Features
- Life insurance for any nationality, any location
- Critical illness and income protection
- International health and medical cover
- Portable policies that travel with you
QROPS & Pensions
Maximise your retirement savings across borders.
Qualified Recognised Overseas Pension Schemes (QROPS) allow UK pension holders living abroad to transfer their pension funds into an overseas structure, potentially reducing tax exposure and increasing flexibility in retirement. We also arrange international pension schemes for all nationalities, ensuring educators from any country can build meaningful pension provision regardless of their employment history.
Key Features
- QROPS transfers for UK pension holders abroad
- International pension schemes for all nationalities
- Superannuation alternatives for Australians & New Zealanders
- Advice on drawing down pensions tax-efficiently
Retirement Planning
A joined-up plan for a financially secure retirement.
Retirement planning goes beyond choosing a pension. We take a holistic view of your entire financial picture — combining savings plans, investment portfolios, pension vehicles and property assets — to project your retirement income and identify any gaps. Our ongoing advisory relationship means your plan is updated as your circumstances and goals evolve.
Key Features
- Comprehensive retirement income modelling
- Combining multiple savings vehicles into one strategy
- State pension entitlement analysis
- Drawdown and annuity guidance
Mortgage & Property
International mortgage and property investment guidance.
Securing a mortgage as an expatriate can be complex — many high-street lenders won't consider foreign income or non-resident applicants. Our network of specialist international lenders provides competitive mortgage solutions for educators looking to buy in their home country, country of employment, or as an investment property anywhere in the world.
Key Features
- Expat mortgages for any nationality
- Buy-to-let and investment property finance
- Currency-matched mortgage products
- Remortgage and equity release advice
Offshore Banking
Flexible, secure banking solutions for global citizens.
Offshore bank accounts offer currency flexibility, competitive interest rates, and the ability to consolidate assets in a stable, well-regulated jurisdiction. We introduce clients to reputable offshore banking institutions and help navigate the account-opening process, including compliance and documentation requirements.
Key Features
- Multi-currency accounts
- Competitive fixed-term deposit rates
- Accounts in Isle of Man, Jersey, Guernsey and more
- Full online banking access
Group Insurance for Schools
Cost-effective group cover for international schools.
We understand that international schools operate within tight budgets. Our ability to search the entire market means we consistently secure competitive group premiums for schools — covering staff and students comprehensively without overpaying. We manage renewals and claims support, saving the school administration significant time and resource.
Key Features
- Group health insurance for staff and students
- Group travel insurance for school trips
- Group life and personal accident cover
- Group retirement and pension schemes
Start Planning With Us
Your email privacy is important to us and we will never share your data. Complete the form and one of our advisors will be in touch within one business day.
- 100% confidential — your data is never shared
- Advisors available in your time zone
- No obligation, no pressure consultation
- Specialists in international educator finances